The number of HOA disputes is increasing due to the increased awareness of homeowners about their rights and expectations. Problems of transparency and financial management tend to be the focus of these conflicts. In this regard, the Todd Creek Farms Homeowners Association lawsuit is indicative of a larger trend in most communities. It shows how conflicts can be compounded when there is a breakdown of communication. Knowledge of these patterns should enable homeowners and associations to act proactively to avoid conflicts and keep the environment cooperative.